Privacy Policy

Facts

What do National Auto Group Inc DBA (“Byrider””) and Car Now Acceptance Company (“CNAC”) do with your personal information?

Why?

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
Assets and payment history
Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons National Auto Group Inc DBA Byrider and CNAC choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Do Byrider and CNAC share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes – to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your creditworthiness

To Limit Our Sharing

Mail the form provided with this notice
Visit us online: cnac.com/OptOut

Questions?

Call toll-free 1-888-240-3595

Who we are
Who is providing this notice?	National Auto Group Inc DBA (“Byrider”) and Car Now Acceptance Company (“CNAC”)

What we do
How do National Auto Group Inc DBA Byrider and CNAC protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How do National Auto Group Inc DBA Byrider and CNAC collect my personal information?	We collect your personal information, for example, when you Apply for financing or give us your income information Provide employment information or give us your contact information Or pay us by check We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. National Auto Group Inc DBA Byrider and CNAC are affiliates. Our affiliates include companies with the Byrider and CNAC names.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. National Auto Group Inc DBA Byrider and CNAC do not share with nonaffiliates so they can market to you.